What distinguishes investigative consumer reports from regular consumer reports?

Investigative consumer reports are characterized by the method of data collection, which involves interviews with the consumer's associates, friends, and family. This approach allows for a deeper understanding of the individual's lifestyle, character, and personal habits, going beyond just the factual information typically contained in regular consumer reports.

Regular consumer reports usually compile information such as credit history, payment records, and public records, which are often derived from official sources and databases. Unlike investigative consumer reports, they do not include the subjective insights gathered through personal interviews. This distinction is crucial for understanding how consumer reports can vary in terms of privacy and the depth of information provided.