From whom can a person insured under a group life policy assign rights of ownership?

The correct answer highlights that an insured individual under a group life policy has the ability to assign their rights of ownership to virtually any individual, with the exception of the policyholder. In group life insurance, the policyholder is typically an employer or an organization that provides the life insurance benefit to its members. When an individual is insured under such a policy, they have specific rights associated with their coverage, including the ability to transfer ownership or assign benefits to someone else.

This flexibility is essential as it allows policyholders to choose someone they trust or wish to provide benefits to, without being limited to specific relationships or restrictions. For instance, an insured person might want to designate a friend or a distant relative as the beneficiary or the assignor of rights.

The other options impose unnecessary limitations. Immediate family members, for example, are not the only people who can be chosen for assignment rights, and legal representation is usually not required for assignment purposes. Additionally, restricting assignments only to insured individuals within the same group would be overly restrictive and not reflective of the actual rights afforded to individuals under group life policies. This understanding of rights within a group policy structure is crucial for those learning about life insurance.